Whether you’re staying for a weekend getaway, a business conference, or a well-deserved vacation, you can relax and enjoy a wonderful experience.  From the gourmet breakfast to start your day, to the complimentary afternoon Happy Hour, to slipping into your 800 thread counts sheets at the end of the day – you’ll have an experience that is both memorable and relaxing.

This one-of-a-kind B&B can be your “home away from home” for a night or the residence of your dreams – a true compliment to casual, yet elegant living.  Or, better yet, surprise your Valentine with a special night for two!

The oldham/group real estate has listed 703 Main Street, Bastrop Texas 78602 at $560K.

1) Trimming trees and bushes

2) Adding mulch to flower beds

3) New plants

Statistics show that sellers who took the time to enhance their curb appeal “received their first offer 6 days faster, sold 7 days faster for 1.23 percentage points higher in the list-to-sell percent.”

1. Be prepared. Scrambling for money and documents that the lender, unexpectedly, “requires” has got to rank in the top couple of stressors that buyers experience. Avoid this scrambling by being prepared. If you are planning to buy a home down the road, consult our preferred mortgage brokers and the oldham group early on in your planning process, so you know what kind of cash you’ll realistically need to close the deal.
And have all your documents ready, too – things like divorce decrees, tax returns, updated check stubs, documentation of bills that you’ve recently paid down or off , even driver’s licenses (you wouldn’t believe the number of people who can’t produce ID when the notary needs it at the closing table!), keep all these items at the ready in case your lender requires them.
After you submit a loan application, do not make any major changes that would impact the validity of that application. No job changes, new cars until after closing!

2. Keep your timelines as flexible as possible. There many reasons for late closings but more important than knowing the causes is knowing that closing dates are not set in stone until the end is very, very near. Best practice is to plan on some overlapping days between the time you should be able to move into your next home, and the time you must be out of your current home.

3. Take the ADVICE you get from the oldham/group. A great agent can spare you a great deal of hassle. We see the home buying process day in and day out and are familiar with changes in lending, appraisals, title and local policy that can trip you up. We ask that buyers comminicate frequently so we can focus on thier specific needs and provide guidance for smooth transaction.

Start Time: 16:00
Date: 2011-04-29
End Time: 19:00

1. Utilities:  We’re not just talking about water, cable and electricity – what about pest control, lawn service and alarm/security systems??  Make sure you’re allowing a little wiggle room each month in order to accommodate these necessary and somewhat hefty costs.

2. HOA dues:  Whether you’re a home or condo owner, the monthly rate can jump with any improvements/violations that are assessed by the HOA.  It’s important to understand the bylaws within each community and keep a copy of them for easy reference.

3. Private Mortgage Insurance – If you are not putting 20% down on a loan, you will have to have mortgage insurance.  Over the past few years, the cost for this has risen dramatically while interest rates still remain low.  Be sure to talk with your lender about each of the costs associated with a loan and your specific financial situation.

Although 20% down  would be ideal so you can forgo the pressures of having to have insurance for your mortgage - it’s not required.  In fact, an FHA mortgage only requires 3.5% and you can gain some good equity with this minimal amount.

2. Ensure my credit score is as good as possible before applying for a mortgage. 

It won’t matter where you go, your credit will be checked.  To get started, order a free credit report to get an idea of where your credit stands.  Whatever your score, a mortgage lender will be able to give you the best advice and guidance on obtaining the lowest interest rates. 

3. Find a reputable professional to help me throughout the process.

Many homebuyers try to navigate this process alone which can be extremely stressful and lead to many unforeseen problems.  By finding the right agent, you’ll have someone who will represent your best interests in every way.  Moreover, the buyer representation service is at NO CHARGE to the buyer and is customarily a fee paid for by the seller.

4. Take a homeowner’s course that will prepare me for the responsibilities that come with a mortgage and a new home.

There are many courses conducted by the state; however, The Oldham Group offers a free homebuyers’ session for all its clients every 3rd Thursday of each month.  You can easily email our team for more information by contacting info@oldhamrealestate.com.

Although 20% down  would be ideal so you can forgo the pressures of having to have insurance for your mortgage - it’s not required.  In fact, an FHA mortgage only requires 3.5% and you can gain some good equity with this minimal amount.

2. Ensure my credit score is as good as possible before applying for a mortgage. 

It won’t matter where you go, your credit will be checked.  To get started, order a free credit report to get an idea of where your credit stands.  Whatever your score, a mortgage lender will be able to give you the best advice and guidance on obtaining the lowest interest rates. 

3. Find a reputable professional to help me throughout the process.

Many homebuyers try to navigate this process alone which can be extremely stressful and lead to many unforeseen problems.  By finding the right agent, you’ll have someone who will represent your best interests in every way.  Moreover, the buyer representation service is at NO CHARGE to the buyer and is customarily a fee paid for by the seller.

4. Take a homeowner’s course that will prepare me for the responsibilities that come with a mortgage and a new home.

There are many courses conducted by the state; however, The Oldham Group offers a free homebuyers’ session for all its clients every 3rd Thursday of each month.  You can easily email our team for more information by contacting info@oldhamrealestate.com.

What’s most interesting is that many of the respondents weren’t sure how to determine the amount of money they need to save for retirement… and knowledge is half the battle.

You are never too young or too old to start taking better control of your financial future.  For more information about successful planning tips, contact The Oldham Group at info@oldhamrealestate.com or call (512) 531.2904.

Talk to you soon!

We often get phone calls and emails requesting referrals for great professional service providers so we’ve decided to make our own list of “Go To” people.

If you of anyone who owns a great business, sells a great product or does great work let us know about them. No category is too crazy, we want this to be a reference guide you can use! From babysitters to bars and attorneys to ant killers, let us know who you LOVE doing business with. We’ll tally the results and publish a great reference list for you! 

Send an email with the following information to info@oldhamrealestate.com

Company Name: The Oldham Group

Service/Product Type: Residential real estate services

Contact: Courtney Oldham

Phone: 512-809-5495

Email: courtney@oldhamrealestate.com

web: oldhamrealestate.com

Facebook page: http://groups.to/oldhamrealestate/

We look forward to your recommendations!